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HSBC Interest Free

No deposit finance...

  • Click the button below that matches your term and complete the HSBC credit card application.
  • Our fast response will be displayed on-screen and emailed.
  • Once you are approved, you are ready to shop at your nearest Stratco store. It’s that easy!
  • Finance is not available to online shoppers or applicants that cannot visit a store to complete their purchase.

HSBC Application Help Line

If you require assistance with your application, please contact HSBC on 1300 131 605 (Option 2) during EST business hours.

HSBC Credit Card Features

  • Interest-free* on promotional purchases at selected outlets. Reverts to the cash advance rate.
  • Payment-deferred option available on promotional purchases.
  • Competitive $99 annual fee for purchases from $500 to $50,000.
  • Minimum purchase from $500.
  • No early repayment fees on your promotional purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide.
  • Terms and conditions apply.

You bring the dream,
we'll bring the HowTo.

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Frequently Asked Questions

Terms And Conditions


*Interest free finance promotion is only applicable to transactions for the specified period. The interest free offer applies to the Stratco Fencing (6 and 12 months interest free only) Gable Roof Shed, Pavilion or Outback Patio materials only. For product sold through Stratco Home Improvement Stores, Installation and concrete slab is not included in the financed transaction. For product sold via the Authorised Outback Dealer, installation and concrete slabs may be included in the financed transaction at the Outback Dealer’s discretion. The offer does not include the range of Stratco garden sheds, Stratco Handi-Shed range, Stratco Frontier or Stratco Sanctuary ranges. 18, 24, 40, 60, 72, 12+60 and 12+72 month offers do not apply to Stratco Fencing products. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time and is subject to change. See in-store for details. Unless repayments are deferred for a specified period as part of the promotional offer, monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 6 and 12 month offers. Minimum purchase $2000 for 18, 24, 40, 60, 72, 12+60 and 12+72 month offers. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian credit licence 232595. Not to be used in conjunction with any other offer. ‘No Deposit’ refers to no deposit being required to secure the HSBC interest free terms finance facility. There may be a deposit required to progress the Stratco job through the sales process to complete the order.