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Finance

No deposit finance...
GET A QUOTE IN 60 SECONDS

  • Click the button below that matches your term and complete the HSBC credit card application.
  • Our fast response will be displayed on-screen and emailed.
  • If you are approved, take your response, application and photo ID into your nearest Stratco. It's that easy!
  • Finance is not available to online shoppers or applicants that cannot visit a store to complete their purchase.

HSBC Credit Card Features

  • Interest-free* on promotional purchases at selected outlets. Reverts to the cash advance rate.
  • Payment-deferred option available on promotional purchases.
  • Competitive $79 annual fee for purchases from $500 to $50,000.
  • Minimum purchase from $500.
  • No early repayment fees on your promotional purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide.
  • Terms and conditions apply.

Frequently Asked Questions

Terms And Conditions

*Interest free finance is applied only to promotional transactions for the specified period. The offer does not include the range of Stratco garden sheds, this includes the Stratco Handi-Gable and Garden Master Shed. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is currently 25.99% p.a, and is subject to change. See in-store for details. Unless repayments are deferred for a specified period as part of the promotional offer, monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 6 and 12 month offers. Minimum purchase $2000 for 18, 24 and 60 month offers. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian credit licence 232595.

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